I’ve always liked the idea of investing for income — but I also want to make sure I’m not missing out on global growth opportunities, especially from US technology and innovation leaders. This is for my wife and children to build on so I’ve adjusted my original high-dividend portfolio to include NDQ and VGS , giving me exposure to some of the world’s biggest growth companies while keeping solid income flowing from Australian ETFs. Updated ETF Portfolio ETF Symbol Name Approx. Gross Yield Franking Suggested Allocation Why It’s Included VHY Vanguard Australian Shares High Yield ETF 5.5% ~90% franked 25% Core Australian dividend exposure; steady income SYI SPDR MSCI Australia Select High Dividend Yield ETF 5.0% Largely franked 15% Reliable local high-dividend stocks with ESG tilt HYLD BetaShares Australian High Dividend Yield ETF 6.0% High 15% Sustainable dividend payers; monthly income HVST BetaShares Australian Dividend Harvester ETF 7.5% High 10% Active, income-focused ETF c...